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Short Sales

"Under the new federal program, a lender will use real estate agents to determine the value of a home and thus the minimum to accept. This figure will not be shared with the owner, but if an offer comes in that is equal to or higher than this amount, the lender must take it. "

Interesting quote from a VP at Wells Fargo which doesn't seem to be in line with the stated policy above - “This is not an opportunity for the customer to just walk away,” Ms. Huey said. “If someone doesn’t come to us saying, ‘I’ve done everything I can, I used all my savings, I borrowed money and, by the way, I’m losing my job and moving to another city, and have all the documentation,’ we’re not going to do a short sale.”

Full Article - http://www.nytimes.com/2010/03/08/business/08short.html?pagewanted=1

Protect Your Company's Most Valuable Resource

Hello everyone,

Ever wonder what it would be like to be a Navy Seal? Or, wonder what kind of training is involved to become a Navy Seal? Or, even better yet, wonder what knowledge and skills Navy Seals possess and use to protect themselves from harm? If so, then next Wednesday morning (March 24th) is an uncommon opportunity to address some of these questions as well as other personal safety concerns you might want to improve. My friend and entrepreneur, Larry Yatch will be giving a free personal safety seminar between 9:30 AM to 10:30 AM at the Berkeley Association of Realtors.

Larry resides in San Diego and is 11-year veteran of the U.S. Navy Seals having graduated from the United States Naval Academy. Since leaving the dangerous life of a Navy Seal behind him, Larry has ventured into an even more harrowing engagement of small business entrepreneurship. His passion is to help business professionals and their families expand their knowledge to think and act securely across their corporate and personal lives.

In creating his company, Sealed Mindset (www.sealedmindset.com), Larry sought out to offer a unique and innovative approach to self-defense and personal safety for everyone who is concerned about the dangers and uncertainty of the modern world. Sealed Mindset empowers people with "fundamental knowledge and skill" that can be used ANYTIME by identifying and avoiding dangerous situations BEFORE they happen ANYWHERE in the world.

To think and act with superior thought and action, people must be open to invitations of superior knowledge and power and take every opportunity to accumulate it. Please consider this invitation to learn from Larry as uncommon, not ordinary, and highly valuable for expanding your "Mindset" in personal safety.

Please join me in attending Larry's seminar along with your guest.

** TO RSVP, please reply to this email by Friday, March 19.

Larry's subject matter expertise includes:

-- mindset and awareness

-- personal safety and security

-- mobile security

-- mission planning

-- and others...

Should you have any questions, please call or send an email.

Best regards,

Scott Bovard

510-280-2147